Raising finance for a new project or expansion requires a strong business case, credible projections and an understanding of how lenders assess risk. We prepare the documents banks and financial institutions expect, present your proposal effectively and support you until the loan is disbursed.
Our Project Finance Services
- Preparation of detailed project reports (DPR) and techno-economic viability studies
- Financial projections, CMA data and sensitivity analysis
- Structuring of debt and equity, including promoter contribution
- Term loans, working capital limits and non-fund-based facilities
- Applications under government schemes such as CGTMSE, PMEGP, Stand-Up India and credit-linked subsidies
- Liaison with banks, NBFCs and financial institutions
- Loan restructuring, takeover of loans and refinancing
- Monitoring and compliance with sanction terms after disbursement
Sources of Project Finance
- Term loans from banks and financial institutions
- Working capital finance (cash credit, overdraft, bill discounting)
- Equity from promoters, private equity and venture capital investors
- Government grants, subsidies and concessional schemes
- External commercial borrowings and foreign investment, where permitted
Stages of Project Financing
- Pre-financing – identify the project, assess feasibility and risks, and finalise the business plan
- Financing – prepare the DPR and projections, approach lenders, negotiate terms and complete documentation
- Post-financing – disbursement, monitoring, reporting to lenders and compliance with covenants
Types of Sponsors
- Industrial sponsors – businesses investing in projects related to their core operations
- Public sponsors – government bodies and public sector undertakings developing infrastructure and public projects
- Contractual sponsors – developers, contractors and operators who take an equity stake in the project
- Financial sponsors – investors seeking returns from project equity
Why Work with Us
- Lender-ready documentation that reduces back-and-forth
- Realistic, defensible financial projections
- Knowledge of bank processes and government schemes
- Support throughout the loan cycle, not just at the application stage
Frequently Asked Questions
What is a detailed project report?
A DPR sets out the project's technical, market, financial and economic viability, including costs, means of finance, projected financial statements and repayment capacity.
What is CMA data?
Credit Monitoring Arrangement data is a set of financial statements and projections in a format banks use to assess working capital and term loan requirements.
Can you help with loans under government schemes?
Yes. We identify suitable schemes and prepare applications that meet their eligibility and documentation requirements.